Defusing The Retirement Tax Bomb for Executives & Business Owners
Partnering with executives and business owners within 10 years of retirement to minimize taxes and maximize life using my proprietary SustainedLifestyle™ Approach.
Wealth Management Services | Wealth Management | Fee-Only Financial Planning | Financial Advisor | Retirement Planning
You’ve been doing well at work, accumulating funds for retirement in tax deferred vehicles like 401K plans, IRAs, and maybe even executive compensation.
Maybe a pension from an old job will kick in after 60.
And perhaps you expect to sell your business or receive some kind of inheritance in the future.
In other words, your approach to saving and the normal path of life are combining to push income off into… the future. AKA “retirement”.
That could lead to an unexpectedly large tax hit later in life.
Particularly once our current low-income tax rates expire – likely by the time you retire.
When I sit down with potential clients, it’s the TAX BOMB waiting for them in retirement that’s their biggest challenge.
They face the stressful double whammy of withdrawing funds from their accounts AND writing large checks to Uncle Sam.
It can even imperil the lifestyle they thought they could afford after leaving the workforce.
So what’s the solution?
Well, it is NOT high fee, low return, complex, and illiquid insurance savings policies, or second-rate private market funds that the big institutions don’t want, or risky investments driven purely by the tax treatment they get.
Rather it’s using the tax code’s myriad opportunities to systematically save, invest, and eventually distribute your retirement portfolio in a highly tax efficient manner.
But this takes a well-conceived financial plan and real time execution of it.
My clients (executives and business owners in their 40s through 60s) know this.
DIY is potentially an option if you’re willing to put in a great deal of work to:
– monitor the constant changes to taxes and investment rules.
– tackle the headaches surrounding equity compensation plans, pensions, 401Ks, IRAs, social security…
– implement expert portfolio management.
But if you’ve never done it before, how do you know you’re doing it right?
You don’t.
You could crash around anyway and hope for the best.
Mistakes, however, can be very, very, costly.
Or… would you prefer an Expert DO this for you?
Someone that does this every day?
If you choose the Expert route, then I would like to introduce you to my SustainedLifestyle™ Approach.
It’s a proprietary approach I use with clients to find the financial plan that lowers and flattens their lifetime tax rate as much as possible… and thereby offers their best chance of sustaining their lifestyle through retirement.
If you’re an executive or business owner within 10 years of retirement I want you to do two things: take my Tax Bomb Quiz and leave me a note via the Tax Bomb Quiz results page or my Contact page, so we can find some time to talk.
